The cost of giving birth in the U.S. 01:05 The cost of giving birth in America has skyrocketed in recent years — even for women with employer health insurance. You can check out the costs in your own state accordingly. Part of the problem is charges vary based on factors such as hospital location, type of delivery and the payer. Childbirth is one of the most common ways that families interact with the medical system, as about 85% of American women have given birth by their mid-40s. Like California, New Jersey's room and board prices are much higher than in other states — more than triple the national average. Copyright © 2020. Even the luxurious accommodations provided to the Duchess of Cambridge for the birth of the royal family’s daughter Princess Charlotte – believed to have cost up to $18,000 – were cheaper than many births in America. It's one of only two states to charge more than $10,000 for room and board alone. Credit: Sarah Silbiger/CQ Roll Call/Getty Images. 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All rights reserved. Honestly, I probably paid more than I owed because I didn't take the time to follow up on things. It costs an average of $12,910 to give birth in a North Carolina hospital. That's around 17% lower than the national average. After our baby came along, happy and healthy, we filed an insurance claim but still owed $2,000. I think that whole system needs to be overhauled and pricing needs to be more transparent. Election Day could turn into "Election Week" with rise in mail ballots. What happens if the president doesn't accept the election results? It costs $15,162, on average, to give birth in an Alabama hospital. I have come to expect hospitals to charge ridiculous amounts in indecipherable bills for unrequested services. That means America is simultaneously the most expensive and one of the riskiest industrialized nations in which to have children. © 2020 Scientific American, a Division of Nature America, Inc. Support our award-winning coverage of advances in science & technology. Insurance typically covers a large chunk of those costs, but families are still often on the hook for thousands of dollars. What happens if the president doesn't accept the election results? In June 2019, actors Kristen Bell and Dax Shepard traveled to Arkansas to surprise expectant mothers with a $500 Walmart gift card and a cart full of essentials from their Hello Bello baby product line. In fact, while large employers are required to provide maternity-care coverage, that coverage can include significant payments from the patients. In Wisconsin, hospital births cost $11,220. It costs an average of $11,442 to give birth in a West Virginia hospital. Giving birth in Finland, for example, will set you back a little less than $60. Credit: Craig Kohlruss/Fresno Bee/Tribune News Service/Getty Images. It costs an average of $12,711 to give birth in Michigan hospitals. Why does it cost $32,093 just to give birth in America? As a curious data visualizer who, as it happens, will soon be giving birth in a New York City hospital, I decided to investigate. Since insurance companies make money by taking in more than they pay out, their customers often have to shoulder some—or a lot—of the financial burden. Here, a couple in Lawrence, Kansas, takes a selfie with a sonogram photo. Why trust us? Discover world-changing science. cost of giving birth without medicare nor insurance cover.. Hi, my name is Cindy and I am currently 16 weeks pregnant and living in US. Here, pregnant nurse Samantha Salinas takes a walk with her husband, Tim, and their daughter, Macie, near their home in San Antonio. © 2020 CBS Interactive Inc.. All Rights Reserved. The average price is $16,272. Here, a Portland mother holds her newborn baby. That is quintuple the IFHP estimate for another industrialized nation, Spain, where it costs $1,950 to deliver a child. But because I opted for a 'natural' or un-medicated delivery, I paid much more than many friends who were covered upfront by insurance and used far more health services, including way more medication and diagnostic tools and had far longer stays in the hospital. California's sky-high room and board charges are part of the high cost. Giving birth in a hospital in Alaska will cost, on average, $18,748. Updated on: January 8, 2020 / 5:28 PM The prices range from not so much to "You charge WHAT to pull a baby out?!". America is the most expensive nation in the world to give birth. I know that should have been obvious, but we hadn't thought about it! It costs an average of $11,391 to give birth in a Delaware hospital. I had our son in May, and we went to settlement on a new home at the end of June, so we did a payment plan for the hospital bills. Midwives boast lower rates of cesarean section and other pricey interventions compared with those of obstetricians. In the Aloha State, hospitals charge growing families an average of $12,139. New Jersey has the highest average price for hospital births: $29,048. At $8,805, Nebraska has the lowest average price for hospital births. The average hospital bill for giving birth in Georgia is $14,776. Giving birth in a hospital in Kentucky will cost, on average, $12,443. “People face a double whammy when they’re faced with a medical condition,” said Woolhandler. "Some neonatal intensive care units (NICUs) can be contracted by the hospital, so if your child ends up in NICU, it might not be covered, either," she says. The study takes aim at a common misconception that the Affordable Care Act, which mandated coverage for maternity benefits, made it cheaper to have a baby. Explore our digital archive back to 1845, including articles by more than 150 Nobel Prize winners. Moniz and her coauthors found that the actual cost billed for the birth stayed mostly steady over the seven years in the study period. Soccer star Hope Solo gave birth to twins near her home in North Carolina in April 2020. A nurse in Baltimore examines a baby as the mother looks on. When American mothers take their newborns home from the hospital, big bills can follow. These plans cover about half of U.S. births. It costs an average of $10,897 to deliver a baby in an Idaho hospital. The average price of a hospital birth in Texas is $17,738. ", Haley, Washington, D.C.Total cost: $0What went down: 30 hours of labor, three hours of pushing, and had an unplanned C-sectionIn her own words: "I remember wondering what the bill was going to look like in the days and weeks after my horrendous delivery ordeal. Here, a U.S. Marine corporal hugs his eight-months-pregnant wife after returning to Hawaii from a deployment in Afghanistan. It costs an average of $9,623 to give birth in hospitals in Maine, just 64% of the national average. Children are priceless, but in the United States, giving birth to one is far from free. As if the price tag wasn't painful enough, the invoices trickled in over the span of nine months. ", Katie, Providence, Rhode IslandTotal cost: $5,000What went down: No birth complications and had an epiduralIn her own words: "We were somewhat surprised by the costs when I gave birth to my second son because some things weren't covered. Some of the bills were in my name, and some were in my baby's name. I tried to keep on top of them and send them off to the insurance companies. How do I vote in my state in the 2020 election? So we paid out of pocket. In this Midwestern state, the average sticker price for hospital birth is $21,034. In South Carolina, hospitals charge growing families an average of $17,684. Depending on a person’s income and insurance status, this can be quite an anxiety-inducing question. In January 2020, days before the Iowa Caucus, then-presidential-candidate Pete Buttigieg greeted a baby in Webster City. And they're "infamous" for being out of network, says Donovan. I love our insurance! I was laughed at by a hospital administrator—she told me that I'd never be able to successfully get rid of the charge, that we were billed because the hospital had blood "in case" I needed it...but I hadn't. The midwife practice that was recommended to me—because they do all their deliveries in a hospital—did not accept any insurance at the time. 4 hours ago — Mario Livio and Clara Moskowitz, 5 hours ago — Obasi Okorie, Ekemini Hogan and Utibe Effiong | Opinion. "Because insurance companies have negotiated rates with their preferred hospitals, we may not be impacted by this," she says, "but patients can be in jeopardy when insurers don't cover certain inflated costs completely or in part.". News provided by The Associated Press. It costs an average of $15,149 to give birth in an Ohio hospital. It is so confusing. In New Hampshire, the average price for labor and delivery care is $11,491. In the nation's capital, the average price of hospital birth is $21,243. Not only that, if you plan to get an epidural, the anesthesiologist may not be covered by your insurance. Christian Vazquez, catcher for the Boston Red Sox, holds his newborn son Diego at his Weston, Florida, home in December 2019. A major study looking at women with employer-provided health insurance found that the average new mom spent $4,500 out-of-pocket to give birth in 2015, the most recent year data are available. Here, Kristen McArthur poses for a portrait with Paul Sparkman at the 2019 March for Reproductive Freedom in Birmingham, Alabama. I did not use any medication. How much does it cost to have a baby in the US? The cost of having a baby depends on where you live, how you give birth, and whether you have health insurance. Seeing how much the hospital charged for stuff was totally nuts. That's 41% higher than the national average. Stella Apo Osae-Twum and her husband did everything by the book. The average price of a hospital birth in Texas is $17,738. Another estimate from the International Federation of Health Plans put the average amount insurers paid for a vaginal birth in the US at $10,808 in 2015. I know that I'm very lucky with my health insurance.". Childbirth in a hospital without health insurance. The amount insurers pay for births in America is lower than the amount billed by hospitals because insurers negotiate lower prices. On average, Washington hospitals charge growing families $18,077.

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